Apply for Direct and Parent PLUS Loans
Direct and Parent PLUS loans will be financed by Direct Lending. This means that you will not be choosing a lender – the lender is the U.S. Department of Education rather than a bank or financial institution.
Direct Loans are:
- Simple – You have a single contact – the Direct Loan Servicing Center – for everything related to the repayment of your loans, even if you receive Direct Loans at different schools
- Convenient – You’ll have online access to your Direct Loan account information 24/7 at Direct Loan Servicing Online at www.studentloans.gov.
- Flexible – You can choose from several repayment plans that are designed to meet the needs of almost any borrower, and you can switch repayment plans if your needs change.